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  • Procedures Financed
    • Breast Augmentation

      Whether enhancing, lifting, or reducing, your breast augmentation payment plan helps you take the first steps towards your desired silhouette.

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    • Dental Loans for Cosmetic Dentistry

      Smile from ear to ear with transformative treatments like laminate veneers, dental bonding, or dental bleaching, made affordable with our dental payment plans.

      Cosmetic Dentistry
    • Liposuction

      Sculpt a body that reflects the true you with our Liposuction payment plan, making it easy to embark on your journey of removing unwanted, excess fat.

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    • Rhinoplasty

      Discover ways to enhance your aesthetic appeal, address medical concerns, and boost your confidence with our flexible financing options for rhinoplasty costs.

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    • Non-Surgical

      Gain more confidence with treatments like varicose vein or tattoo removal, anti-wrinkle injections, and dermal fillers.

      Non-Surgical Procedures
    • Brazilian Butt Lift

      Enhance the shape and size of your buttocks and celebrate your ideal curves with our manageable financing options covering Brazilian butt lift costs.

      Brazilian Butt Lift
    • Eyelid Surgery

      Open your eyes to a more captivating you with our manageable financing options, making eyelid surgery costs manageable.

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    • Hair Restoration

      Say goodbye to thinning areas and overcome hair loss with a hair transplant payment plan, achieving a fuller, more lush version of you.

      Hair Restoration

    Apply for your cosmetic surgery loan now

    With Choice, you can fund your cosmetic procedure the convenient way. With reasonable loan approval times, your cosmetic journey can start today.

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Terms and Conditions

This website, (“Website“) is owned and maintained by Choice Cosmetics Pty Ltd (ABN: 20 662 169 655) (“Choice Cosmetics“, “we“, “us” or “our“). Choice Cosmetics is a Credit Representative (Number: 552628) of Allied Financial Consulting Pty Ltd the holder of an Australian Credit Licence (Number: 393845).

These terms and conditions (“Terms“) (together with any documents referred to within) govern your use of this Website and any of the services available on this Website. The Terms are in effect from the date on which you first access the Website. Please read these Terms carefully before you start to use the Website.

www.choicecosmetics.com.au

Website Use

By using our Website, you are deemed to have understood, and confirm that you accept these Terms and that you agree to be bound by them. If you do not agree to these Terms, please refrain from using our Website. Use of our Website includes accessing or browsing our Website. Where any information contained on this Website is available for download or copying, these Terms apply to such information as may be downloaded or copied.

Access to our website

If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat this information as confidential, and you must not disclose it to any third party. Any party that accesses your account does so as your agent and accordingly you agree to be bound by any transactions effected through their use of your account. We are entitled to rely on any access to or use of your account without making any further enquiries. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.

Depending on your country of residence, you may not be able to use all of the functions of this Website. It is your responsibility to follow the rules and regulations of your country of residence.

Competitors are excluded from using our website

You are prohibited from using our Website in any way that competes with our business.

Changes to our website

We do not guarantee that our Website, or any content on it, will be free from errors or omissions. While we aim to update our Website regularly, we are under no obligation to do so and as the information contained on it is inherently subject to change without notice, it may be out of date at any given time. You should therefore not act, or refrain from acting, on the basis of any information contained on, or obtained from, or from any publications or links to other websites provided on this Website.

Disclaimer

The information on this Website is provided by Choice Cosmetics for general information purposes only and is made available “as is”, without any representation or warranty, either express or implied, being given as to the accuracy, completeness, timeliness, reliability or otherwise of its content. No responsibility is accepted by us for any errors, omissions or any inaccurate information on this Website. The material posted on this Website, including any regulatory announcement, is not intended to amount to or provide, constitute or comprise, investment, financial, legal or other advice on any particular matter and no action should be taken or omitted to be taken in reliance on the information contained on this Website. Advice should always be sought from a suitably qualified professional in relation to any particular matter or circumstance.

This Website contains hyperlinks to other websites that are owned or operated by parties other than Choice Cosmetics and are included for your convenience only. Choice Cosmetics has no control over and is not responsible for the content or availability of any such third party websites, and inclusion of a hyperlink or other link does not imply any recommendation or endorsement of the material or content on such websites by Choice Cosmetics, nor any association with their operators.

We cannot guarantee that this Website will be available at all times or that it will be free from delays, interruptions and errors; the exclusions in the paragraph relating to the Limitation of Liability below will extend to any claims relating to the functionality or availability or otherwise of this Website at any time or for any period.

The information on this Website is not intended for distribution in or into, or for use by any person or entity in any jurisdiction where such distribution or use would be contrary to any local law, order, directive or regulation. You should acquaint yourself with any local laws, order, directives or regulations that might apply to the use of this Website.

Limitation of liability

To the fullest extent permitted by law, we expressly exclude, and accept no liability for any loss or damage which may be suffered by you, or any third party, and/or which may arise from the use, or the inability to use, this Website (or any website linked to it) or the use of, or any reliance placed on, any information contained on this Website (or any website linked to it), including, but not limited to direct, indirect, consequential or other loss or damage, loss of data, loss of income, profits, contracts or opportunity, loss of goodwill or claims by third parties and whether caused by tort (including negligence), breach of contract or otherwise, even if such loss or damage was reasonably foreseeable by us.

Copyright and other intellectual property rights

The information, announcements, content, graphics, text, sound, images, trademarks, service marks, loops and all other materials contained on this Website (the “Materials”), including but not limited to the homepage and all other pages and publications, are protected by copyright, database right, trademark and other proprietary rights. The Materials are owned and controlled by Choice Cosmetics or the party credited as the provider of the Materials, except as otherwise indicated. No person may copy the Materials (except for one copy for personal use only, provided that all copyright and other notices contained therein are left intact), republish, redistribute, transmit, alter, edit or otherwise exploit them, in any manner for any purpose, without the express written permission of Choice Cosmetics (or our licensors). You agree not to reproduce, duplicate, copy, republish, redistribute, transmit, alter, edit, re-sell or otherwise exploit any part of our Website in contravention of the provisions of these Terms. If you do so your right to use our Website will cease immediately and you must, at our option, either return or destroy any copies of the Materials you have made. Choice Cosmetics and/or any other owners of the Materials retain all right, title, interest and intellectual property rights in and to the Materials. Nothing in these Terms shall be construed as conferring by implication, estoppel or otherwise any licence or right under any copyright, patent, trademark, database right, sui generis right or other intellectual property right or proprietary interest of Choice Cosmetics or any third party. All other trademarks, service marks or logos contained on this Website are the property of their respective owners. For further details of trademarks of Choice Cosmetics please contact us. The use of automated systems or software that is used to extract data or information from this Website for commercial use is prohibited.

Uploading material to our website

Whenever you make use of a feature that allows you to upload material to our Website, in the form of feedback, reviews, ratings or forum posts (Material) or to make contact with other users of our Website, you must ensure it meets our reasonable content standards. You warrant and represent that any such contribution complies with those standards, and you indemnify us for any breach of that warranty and representation. Where you post or upload any Material to our Website such Material will be considered by us to be non-confidential and non-proprietary and, as such, we will have the right to use, copy, distribute, sell and disclose any such Material to third parties for any purpose whatsoever, including for commercial gain. We will not be responsible, or liable to any third party, for the content or accuracy of any Materials posted by you or any other user of our Website. We have the right to, and shall, remove any Material or post you make on our Website if, in our absolute opinion, it does not comply with the content standards and acceptable use policy. We exclude liability for actions taken in response to breaches of our content standards and acceptable use policy.

For the avoidance of doubt, this section does not apply to any personal information (as defined by the Privacy Act 1988) or identification documentation which is required to be provided to us under the AML/CTF Act or AML/CTF Rules.

Privacy

We respect your privacy and understand protecting your personal information is important. Our Privacy Statement sets out how we will collect and handle your personal information.

Prohibited uses of our website

You may use our Website only for lawful purposes. You may not use our Website in any way that breaches any applicable local, national or international law, order, directive, regulation or any similar restriction or in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose, intent or effect nor to send, knowingly receive, upload, download, use or re-use any material. You agree that you will not access without authority, nor interfere with, damage or disrupt any part of our Website or any equipment or network on which our Website is stored, any software used in the provision of our Website, or any equipment, network or software owned or used by any third party. Neither may you use our Website to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (commonly known as “spam”) or to knowingly transmit any data, or to send or upload any material that contains viruses, trojans, worms, logic bombs, spyware, adware or any other harmful programs or similar computer code designed to affect the operation of any computer software or hardware in any adverse way. We will report any breach of this provision to the relevant law enforcement authorities and co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website will cease immediately.

Cookies

Cookies are small files that are placed on your device by websites which collect information about your use of those websites. Different types of cookies are used for different purposes. There are cookies that are active for a single session which, for example, help to facilitate the completion of application forms or surveys. On the other hand, persistent cookies are stored on your device and help websites remember your information and settings when you visit them in the future.

We use cookies for various purposes which include:

  • to allocate an identification number to your Internet browser (you cannot be identified from this number);
  • determining if your browser has previously visited the website and remembering your settings/preferences;
  • tracking and reporting on website usage;
  • identifying other pages or third parties’ websites your browser has accessed;
  • personalising your experience. For example, providing customised content, support and advertising that may be relevant to your interests and needs;
  • providing enhanced security and fraud detection; and
  • assisting us with conducting our business and performing other management and administrative tasks.

You can choose to change your browser’s cookie settings via your browser privacy settings, including blocking the use of cookies. If you decide to delete or block certain cookies, your experience on our Website may be limited, or you may find that some parts of the Website won’t work.

Suspension and termination

Failure to comply with these Terms for use of the Website constitutes a material breach of these Terms following which we may withdraw your right to use our Website. We may also take such further or other action as we deem necessary or appropriate including, by way of example only, issuing legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, all reasonable administrative and legal costs) resulting from your breach and we may disclose such information to law enforcement authorities as we reasonably feel is necessary.

We exclude liability for actions taken in response to breaches of our content standards and acceptable use policy. The responses which we might take and which we have highlighted are not limited, and we may take any other action that we reasonably deem necessary or appropriate.

Viruses

We do not warrant that our Website will be secure or free from bugs or viruses and we accept no liability for any loss or damage that might result from the transmission of any denial-of-service attack, viruses or other technologically harmful material via our Website. It is your responsibility to ensure that your information technology, programs and equipment are properly configured to enable you to access our Website and that they have appropriate and up to date virus protection software installed.

Severability

In the event that any terms or provisions of these Terms shall be determined to be illegal, invalid, or unenforceable in whole or in part for any reason whatsoever including, but not limited to illegality, unenforceability or invalidity, this shall not affect the enforceability or validity of the remaining terms or provisions or parts thereof which shall continue to be binding and enforceable.

Changes to these terms

Choice Cosmetics may revise these Terms at any time without notice to you. The version of these Terms which is on the Website is current and you should review the Website from time to time. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on our Website.

Governing law

Any dispute or claim arising out of or in connection with these Terms or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of New South Wales and the New South Wales courts will have exclusive jurisdiction over any claim arising from these Terms, although we retain the right to bring proceedings against you for breach of these Terms in your country of residence or any other relevant country.

Complaints

Choice Cosmetics aims to provide the highest level of customer service possible. If you experience a problem, Choice Cosmetics will always seek to resolve this as quickly and efficiently as possible. Contact us at [email protected] if you would like further information on our complaints procedures.

Move Forward with Confidence

Ready to take the next step? Apply now for a financing option that suits your needs and ambition.

Apply Now
Choice Cosmetics

Choice Cosmetics provides straightforward, transparent financing for cosmetic procedures. With prompt approval and flexible options, we streamline the process, making it more accessible to enhance your appearance and boost your confidence.

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Disclaimer for Credit Representative – Choice Cosmetics Pty Ltd

All loan applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Information provided is factual information only and is not intended to imply any recommendation about any financial product or constitute tax advice. If you require this advice, you should consult a professional adviser.

Choice Cosmetics Pty Ltd  ABN: 20 662 169 655 is a credit representative (Number: 552628) and is acting under the authority of and on behalf of Allied Financial Consulting Pty Ltd. (Australian Credit Licence #393845). Moravia Capital Pty Ltd (ABN: 34 654 285 551) has entered into a Servicing Agreement with Allied Financial Consulting Pty Ltd for the purposes of issuing personal loans.

Personal information is collected, used and disclosed in accordance with Choice Cosmetics’ Privacy Statement.